Term Life Without Medical Exam

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robinsenny
Posts: 1
Joined: Fri Jul 13, 2018 2:22 am

Sat Jul 14, 2018 5:17 am

Hi,

A family member told me he got denied term life insurance due to medical underwriting for a relatively minor condition found on physician exam. He's in good health and is not sure what do to next. Is it possible to skip the medical exam by getting multiple smaller term life policies from different agencies? I'm looking for term life as well so this is also of interest to me.

Please help.

I didn't find the right solution from the Internet.

References:-
https://www.bogleheads.org/forum/viewtopic.php?t=253509
Animated Explainer Video Studio

Thanks!
carolhodge
Posts: 1
Joined: Fri Apr 20, 2018 10:02 am

Sun Jul 15, 2018 6:44 pm

I have the same problem with my husband and am working on the same solution. So far, I have had luck with Colonial Penn and AARP with no medical exam.
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