Term Life Without Medical Exam

If your posts are directly related to compliance issues related to OIG, Stark, creating a Compliance Plan, compliance policies, or any other type of compliance need- post here. Also, check out the threads and add your comments to the threads here.

Moderators: NAMAS Moderator, Shannon DeConda

Post Reply
Posts: 1
Joined: Fri Jul 13, 2018 2:22 am

Sat Jul 14, 2018 5:17 am


A family member told me he got denied term life insurance due to medical underwriting for a relatively minor condition found on physician exam. He's in good health and is not sure what do to next. Is it possible to skip the medical exam by getting multiple smaller term life policies from different agencies? I'm looking for term life as well so this is also of interest to me.

Please help.

I didn't find the right solution from the Internet.

Animated Explainer Video Studio

Posts: 3
Joined: Fri Apr 20, 2018 10:02 am

Sun Jul 15, 2018 6:44 pm

I have the same problem with my husband and am working on the same solution. So far, I have had luck with Colonial Penn and AARP with no medical exam.
Post Reply